Build Wealth with Confidence
For the busy professionals and families in their 30s-50s who want to take control of their finances and build long-term wealth.
In your 30s to early 50s
Household income of $200K+
Want to be a good steward of your money
Busy with work, chores, family and have no time to do full and proper financial planning
Who you are:
What you might be thinking:
“We make good money, but where does it all go?”
“How do we best utilize our work benefits and investment options?”
“How do we balance college and retirement savings?”
“Are we doing the right things financially?
“Are we going to be OK?”
How we help:
We cover, but not limited to:
✅ Personalized financial planning and goal setting
✅ Cash flow and savings optimization
✅ Big purchase planning
✅ Investment management
✅ Insurance and risk management
✅ Retirement planning
✅ And more… See our Financial Planning Process
Our Fees
Our fee does not require a minimum investment balance. It is intentionally designed to make Financial Planning and Investment Management accessible, whether you are just starting your wealth-building journey or have most or all of your investments in your employer’s retirement plan, such as a 401(k).
Our minimum annual fee is $4,500, paid monthly.
Flat fee planning for accumulators
Estimate your annual fee
One flat fee covering financial planning and investment management. No commissions, no kickbacks, no surprises. Answer three questions to see your estimated fee.
1. Your household
Combined figures for you and your spouse or partner.
Where that puts you
Your starting fee, before any complexity adjustments.
| Net worth excluding home equity |
Household gross income | |||
|---|---|---|---|---|
| Under $200k |
$200k to $300k |
$300k to $400k |
$400k+ | |
| Under $250k | $4,500 | $4,500 | $5,000 | $5,500 |
| $250k to $750k | $4,500 | $5,000 | $5,500 | $6,000 |
| $750k to $1.5M | $5,000 | $5,500 | $6,000 | $6,000 |
| $1.5M or more | $5,500 | $6,000 | $6,000 | $6,500 |
2. Complexity
Some situations take meaningfully more work. Check any that apply.
Your estimated annual fee
$5,000$416.67 billed monthly
What counts toward net worth
Include: retirement accounts, taxable brokerage accounts, cash and savings, HSA balances, and vested equity compensation.
Subtract: credit cards, personal loans, auto loans, private student loans, and any HELOC or second mortgage.
Leave out entirely: your primary home and one vacation home, each net of its first mortgage. Also rental and investment property net of any loans against it, 529 accounts, vehicles, personal property, and privately held business equity.
How the fee changes over time
Your fee is reviewed once a year once December 31st values are available and holds for the full twelve months in between. Nothing changes mid-year.
Income is measured as a two-year average, so a bonus year or a large vest does not move your fee on its own. Net worth is measured on December 31.
Who this is not a fit for
Some situations call for a specialist, and it is fairer to say so up front than to take them on. This offering is not a fit if you have or need:
- Advice on rental(s) and investment property(s)
- Foreign accounts, foreign income, or cross-border tax situations
- Federal student loans in an income-driven repayment plan or on a forgiveness track
- A business with employees, or a business that needs its own financial planning
If any of these apply, reach out anyway. There is a good chance a referral is the most useful thing I can give you.
Already retired or close to it?
If already retired or within five years of retirement, click here.
This estimator is for illustration only and is not a quote, an offer, or a binding fee agreement. Your actual fee is confirmed in writing before any engagement begins.
Fees listed above are annualized, billed monthly, and reviewed every year.
Fees can be paid via ACH, credit card, or pulled directly from managed investment accounts if they do not exceed 2% of assets under management.